It has taken a while but the stock market looks like it might be headed in the right direction finally. My 401K is still a 301K but that is better than the 201K I had a couple of months ago. I was told several years ago not to watch your 401K everyday because it will drive you crazy and I have taken that advise, kind of. When it was dropping like a condor holding a rock I checked more than I should of and it did make me a little nuts. Now that it is going back up I still try not to check it every day and I think that helps me keep calm.

Today as I pulled into my parking spot I was told that I had no brake lights on the Tahoe. It never fails as soon as I get one thing fixed something else goes out, I got the brakes repaired a couple of weeks ago and they are grabbing and will need to be checked again very soon. Add in the brake lights and a few other odds and ends and the repair bill will be a couple of hundred dollars again. I keep putting money in our vehicles and get nothing in return.

Even as I try to keep my bills down to a manageable level they keep going up and up again. We have done away with our house phone, just using our cell phones now. I have done away with the premium channels on the cable, just basic cable is all we have now. We had insurance on a couple of vehicles that we did not drive and I dropped that too. It is very hard now to keep up with all of the bills I may have to take a second job just to keep even. I hope this all changes very soon I am tired of busting my hump to break even.

As I try and keep my money alive, I have been checking out a balance transfer and it has made a lot of sense to me. If I can move my money and make it work harder I will do it. I will do what ever I need to, to make my money work harder for me. I have told all my family about this great program and how it seems very safe to me and I know they will check it out, the Irish in us makes us save every dime we can get a hold of, and in times like these every dime you can save is huge.

Keeping my money working is my main goal and I have not been doing a very good job of it until now. I have been thinking about doing a balance transfer credit cards on the three credit cards that I have.

Credit Card Flyers has about the very best program to use for a balance transfer and I was amazed at the steps they have taken to make sure your money stays safe with them. A 0% APR balance transfer makes a lot of sense to me and I am sure that if you checked it out it would make good sense to you also.

The price of gasoline has started back up, but lets hope that the price of gasoline does not get as high as it was last summer. I do not think I could stand to pay $4.00 a gallon for gasoline again this year. It was very tough to make it last year with the price of gasoline going up along with the price of many items in the grocery store. Last year was very tough but we made it through and we are looking for a better year this year and next. Maybe we can get back on track for retirement in a couple of years.